? Know how much house you can afford.
? Know how much cash you will need for the down payment.
? Simplifies pre-approval.
A number of factors determine the price range of homes you'll want to
look at - one of these factors is loan pre-qualification. We can't take a look at houses until we have a pre-qualification or preapproval in hand.
There are many lenders out there and it's difficult to choose who to use. There are many good lenders. Allen Tate Company has a mortgage company that is able to give you a certified preapproval. That's important because this type of preapproval has already gone through underwriting and approved you as much as possible without having a house picked out, so when up against another buyer, as we are so many times in this market, this type of preapproval makes you a much stronger buyer than many others.
To get started with a local mortgage expert with Allen Tate Mortgage, contact Patrick Lewis at (803) 554-1308 or go to his webpage and begin your application:
Patrick Lewis, Allen Tate Realtor
As your agent, it's my job to help you navigate and choose all of these different pieces to the puzzle-- lenders, inspectors, attorneys-- and I'm here for any questions you have along the way!
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