Finding the right home at the right price is just one aspect of a home sale or purchase. Wendy Thomas, Allen Tate Realtors is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call me today at 803-984-4619 if your needs include a real estate pro ready for the business side of real estate.

What closing costs should you expect?

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract.

As I negotiate the sales contract for you, I will not only work to get the sales price you want.  I will also work with you to make sure you get assistance with your closing costs, if needed.  I'll walk you through the closing costs, answering any questions you may have.

Loan-related closing costs    (Details)

  • Loan Origination Fee
  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, not only will I work to get the optimal sales price, but I'll also campaign for reduced closing costs. And once we've come to an agreement, I'll describe in detail the closing costs so you know exactly what you're paying for.

Buyers: will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not startled when you come to the closing appointment. I'll be glad to look through the GFE with you, answering your questions and highlighting any estimates that seem off.

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